San Mateo, Half Moon Bay, El Granada and Moss Beach real estate and homes for sale in California - Kay Burns, REALTOR® REALTOR® Logo
San Mateo, Half Moon Bay, El Granada and Moss Beach real estate listings, home buying, selling and homes for sale in California - NUMBER1EXPERT(tm)
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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 650-996-5217.
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"Kay's willingness to go the extra mile made all the difference in helping us to sell and buy 2 homes.”
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Highly Recommended

"Kay Burns came highly recommended to us from a friend and former Coast side real estate agent. We knew she would be good, but she definitely went beyond our expectations. She was flexible and generous with her time, accommodating our schedules whenever possible. She was cheerful and encouraging when the real estate market was highly competitive and homes were scarce. She hung in there week after week until the day we walked into a house and found our new home."  

Brad Pollard

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Real Estate Tips
Tax Considerations >Beneficial Tax Laws

American tax law offers a significant capital gains tax exemption that allows taxpaying homeowners to unlock home equity and end the spiraling cycle of "investing up." First-time buyers enjoy expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, rules that allow penalty-free withdrawals to purchase a home.

Every two years, married sellers of principal residences who file joint federal income tax returns are allowed a $500,000 exclusion ($250,000 for singles) from capital gains tax. For sales that took place after May 6, 2003, the maximum capital gains tax rates for profits above the exclusion dropped from 20% to 15% for higher income taxpayers, and from 10% to 5% for lower income taxpayers.

Homeowners can now consider several new options. People who find themselves at an empty-nester stage (no children at home) in a four or five bedroom home with a large equity have been able to unlock their equity dollars, using the income to help their children buy a first home, take a luxury cruise, remodel the house or purchase a second home for vacation or retirement.

Consult your tax advisor for advice regarding your particular circumstance.

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Real Estate Trivia
Q 
What is an encumbrance against a property, which may be voluntary or involuntary?

A 
There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
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Kay Burns, REALTOR®, real estate agent and broker for San Mateo, Half Moon Bay, El Granada and Moss Beach, California home listings, property and land for sale

Kay Burns
Dolphin Real Estate

1700 S. El Camino Real, Suite 200
San Mateo, CA, 94019
650-996-5217
Cell: 650-996-5217
650-712-7915
Fax: 650 638-1634
Email: kay@kayburns.com

Kay Burns has been an active licensed Real Estate Agent since 1989, specializing in San Mateo County properties on the Coastside. She has worked with The Prudential Cypress Coast, RE/MAX Independence, RE/MAX Arrow and currently serves RE/MAX Dolphin Real Estate.

CRS Equal Housing GRI MLS REALTOR


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