Check Out Half Moon Bay and the San Mateo Coast! Half Moon Bay Coastside is conveniently located to major metropolitan areas and connected to major transportation arteries. Less than an hour's drive from downtown San Francisco, the Coastside makes the perfect place to live, work and visit. Weather on the Coastside is quite temperate year-round with seasonal fog in the late summer. Cool breezes off the ocean are common. The average yearly rainfall is 23.43 inches. Temperatures average in the mid 60's and may vary between 40 and 75 degrees Fahrenheit.  |  | | | | |
 The Half Moon Bay Coastside Chamber of Commerce and Visitor's Bureau is the only volunteer membership organization dedicated to the promotion of business on the Coastside. The Chamber now serves over five hundred members and has established itself as a leader in the community over the last thirty-five years. Through a well-planned and balanced program of work, the Chamber is dedicated to enhancing a healthy economic climate, lobbying legislation affecting the business community, and providing community access to information. Places to Live In most areas, homes on the coast are higher in price than homes further inland. However, at least for the moment, the reverse is true on the San Mateo County Coastside. You can still get more for your money on the coastside, but home prices are catching up quickly. We have an easy commute to Silicon Valley and to San Francisco, and the rural atmosphere appeals to many. The booming computer and bioscience industries have helped to increase the demand for homes everywhere on the Peninsula, including here on the Coast.  |  | | | | |
 Housing tends to be very eclectic. You can find a charming beach cottage next to a very expensive custom home. The only tract type housing on the Coast is found in a few areas within the city of Half Moon Bay. The communities of El Granada, Moss Beach and Montara are smaller and have few commercial establishments. The move from big cities to smaller communities has promoted a fast paced market for both new homes and resales. Acreage on the San Mateo Coast There are still many working farms and ranches on the San Mateo Coast. Nursery stock, ornamentals, plants and potted foliage, and mushrooms are primary cash producers. In addition snapdragons, brussel sprouts, artichokes and other crops can be seen growing in fields along side the local highways. Half Moon Bay itself the "Pumpkin Capital of the World" because of the tons of pumpkins produced each fall.  |  | | | | |
 It is difficult, almost impossible, to sub-divide agricultural land. Whether you have ten acres or two hundred, zoning only permits one home. Sub-dividing can be done and has been done, but only rarely and not on a large scale. Small parcels are very popular and one acre can cost as much as twenty. Recently, there has been a big demand for vacant land. Part of this is due to the fact that no more dirt is being made and people feel the need for space as the population increases. The lack of water and sewer capacity has handicapped would-be homebuilders in this area. Commercial Property The tourists have discovered the Coastside. Downtown Half Moon Bay has many quaint shops, art galleries, restaurants and other tourist serving establishments in addition to businesses, which cater to local residents. Banks, stockbrokers, credit union, mortgage and title companies have offices here. There is a growing need for office space, as companies open branch offices in Half Moon Bay. The community has an active Chamber of Commerce, which serves the entire Coastside community.  |  | | | | |
 Local residents and tourists alike, enjoy restaurants found in the smaller communities surrounding Half Moon, but these communities have few other commercial establishments. The biggest employers on the Coastside are the Cabrillo Unified School District and the horticultural industry. We have a big demand for rentals and too few rentals available to meet this demand. Our Coast and Its Communities The following links to community web sites and the natural environment of our scenic coastside will help you to learn more about the opportunities and challenges of Coastside living. Request my Free San Mateo, Half Moon Bay, El Granada and Moss Beach Relocation Package. It's packed full of useful and important information about the San Mateo, Half Moon Bay, El Granada and Moss Beach, California area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out...
It's my job to know EVERYTHING about San Mateo, Half Moon Bay, El Granada and Moss Beach! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you quickly... 
Closing or Settlement >Closing Questions
Because of the complexity of a real estate transaction, questions and concerns arise frequently for those who are buying or selling a home. Most people experience a degree of stress at the closing of the sales transaction. Both parties are probably feeling nervous and vulnerable as they sign the papers, and may even be fighting off an attack of buyer's or seller's remorse.
Even though you may be inclined to just sign the papers, it is a good idea to check the paperwork and ask any questions that come to mind. If you are signing a mortgage or deed of trust, be sure to review the document carefully. Check the spelling of your name, the property address and all of the inserted items for accuracy. Since much of the paperwork is prepared on short notice, mistakes are occasionally made. They are usually easier to fix while you are still at the title office, so don't be shy about asking questions before you sign on the dotted line.
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Who is "Fannie Mae" and why is she a big name in real estate?
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| A |
"Fannie Mae" is the real estate industry nickname for FNMA, or Federal National Mortgage Association, the stockholder-owned corporation that purchases mortgages from mortgage lenders. |
See More Real Estate Trivia > |
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