San Mateo, Half Moon Bay, El Granada and Moss Beach real estate and homes for sale in California - Kay Burns, REALTOR® Kay Burns REALTOR(r) for San Mateo, Half Moon Bay, El Granada and Moss Beach, California real estate - NUMBER1EXPERT™ Kay Burns NUMBER1EXPERT(tm) for San Mateo, Half Moon Bay, El Granada and Moss Beach, California real estate
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Kay Burns, REALTOR®, real estate agent and broker for San Mateo, Half Moon Bay, El Granada and Moss Beach California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 650-712-0651.
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“…we would never have found a house we could happily call home in such a short period of time."
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Mortgage Prequalification: San Mateo, Half Moon Bay, El Granada and Moss Beach California home buying, real estate listings, and homes for sale in San Mateo County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top San Mateo, Half Moon Bay, El Granada and Moss Beach REALTOR® to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Bridge Loans

What if you hear one day that the house you have coveted for years is on the market. Out of curiosity, you might call your real estate agent and arrange to see if the inside of your dream house is as terrific as the outside. It is, and you fall in love with the place. The sellers need a relatively fast settlement, and are not in a position to accept an offer that is contingent on selling your home before closing on the new one. While you are confident your house will sell fairly quickly, you cannot be sure in a fluctuating market.

A bridge loan might be your solution. Many lenders specialize in providing short term loans for just this type of situation. The principal and interest is paid back when you close the sale of your present house. If the market in your area is strong and there is a good possibility of selling your home quickly, or if you are willing to offer your home at a price that will make it attractive in a sluggish market, then a bridge loan is a tool that could make the home you love a real possibility. A good real estate agent and a knowledgeable loan officer are the team you need to work it out.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What oceanfront area is currently the most popular choice among people searching for second homes and vacation homes?

A 
According to statistic published early in 2005, the Florida coast is the most sought-after vacation and retirement destination in the United States.
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Kay Burns, REALTOR®, real estate agent and broker for San Mateo, Half Moon Bay, El Granada and Moss Beach California home listings, property and land for sale - NUMBER1EXPERT(tm)

Kay Burns
RE/MAX Dolphin Real Estate

790 Main Street
Half Moon Bay, CA. 94019
650-996-5217
Cell: 650-996-5217
650-712-7915
Fax: 650-726-1197
Email: kay@kayburns.com

Kay Burns has been an active licensed Real Estate Agent since 1989, specializing in San Mateo County properties on the Coastside. She has worked with The Prudential Cypress Coast, RE/MAX Independence, RE/MAX Arrow and currently serves RE/MAX Dolphin Real Estate.

CRSEqual HousingGRIMLSREALTOR


RE/MAX Dolphin Real Estate real estate and homes for sale in San Mateo, Half Moon Bay, El Granada and Moss Beach California

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